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Iowa 路 2026 tax year State-specific estimate

Iowa paycheck calculator

Iowa has transitioned to a flat 3.8% income tax, replacing its previous progressive bracket system as part of multi-year tax reform.

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Paycheck Breakdown

Pay Period Gross Pay Deductions Take-Home Pay

Iowa estimate

Estimated take-home

$0
0% Net Salary

Your estimate changes with filing status, Iowa rules, and the deductions you enter.

Take-Home: $0
Federal Tax: $0
IA State Tax: $0
FICA Taxes: $0
State Payroll: $0
Pre-Tax Deductions: $0
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Quick answer Single filer estimate

How much is $75,000 after tax in Iowa?

Using the tax rules represented by this calculator, a single filer earning $75,000 in Iowa takes home about $58,743 per year, or $4,895 per month, before voluntary benefit deductions. Adjust the calculator for filing status and pre-tax benefits.

Iowa State Income Tax Guide (2026)

Iowa has transitioned to a flat 3.8% income tax, replacing its previous progressive bracket system as part of multi-year tax reform.

1. Iowa Flat Tax Rate

Iowa applies a single flat income tax rate of 3.8% to taxable income. Unlike progressive states, the same rate applies whether you are an entry-level worker or a high earner, which makes the calculation straightforward.

2. Deductions and Conformance

Iowa does not offer a standard deduction, so the rate applies from the first dollar of taxable income. Pre-tax 401(k) contributions, HSA contributions, and employer health premiums reduce your Iowa taxable income.

3. Local Taxes to Watch

Iowas flat rate will drop to 3.65% in 2027 under the states phased tax reform plan.

Compare With Other Flat-Tax States

Iowa is one of several states using a flat income tax rate. Compare your take-home pay across flat-tax states: Illinois (4.95%), Pennsylvania (3.07%), Georgia (4.99%), North Carolina (3.99%), Arizona (2.5%), Colorado (4.4%), Michigan (4.25%), Indiana (3.05%), Kentucky (3.5%), Utah (4.55%), Mississippi (4.7%), Idaho (5.8%).

Sources and methodology

This annual tax-liability estimate uses confirmed 2026 federal rules and Iowa state parameters from an earlier/current agency schedule that has not been independently confirmed as 2026. It is not an employer withholding calculation. See the full calculation methodology and limitations.

Data reviewed 2026-07-29. State rules without a confirmed rule year should be treated as provisional and checked with the linked agency.

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Related state paycheck calculators

Compare a curated set of neighboring, same-tax-structure, and popular state alternatives:

IllinoisFlat 4.95% Income Tax Rate PennsylvaniaFlat 3.07% Income Tax Rate GeorgiaFlat 4.99% Income Tax Rate North CarolinaFlat 3.99% Income Tax Rate ArizonaFlat 2.5% Income Tax Rate ColoradoFlat 4.4% Income Tax Rate

Frequently Asked Questions

What is the Iowa income tax rate for 2026?
Iowa applies a flat 3.8% income tax rate on all taxable income. The rate is scheduled to drop to 3.65% in 2027.
Does Iowa have a standard deduction?
Iowa does not use a traditional standard deduction but offers a personal exemption of $40 per filer after recent tax reform reduced exemptions significantly.
Are 401(k) and HSA contributions deductible in Iowa?
Yes. Iowa conforms to federal AGI, so pre-tax 401(k), HSA, and health insurance premiums reduce your Iowa taxable income.